Government Grants For Women – What To Believe

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Have you seen these types of claims on TV, online or in direct mailings? Free Government money they promise is available to you for clothes, home improvements, to clear your debts, to start a business or any number of other things that you might need money for.  All you need do is apply for these Government grants for women. Of course these companies are hoping to sell you a list of where to apply – they may even promise to customize it to suit your specific needs. Sometimes they will even promise you a full refund if your grants are not approved.

Unfortunately when you write to apply for these goverment grants for women that appear on your list, you are likely to hear back that you have been given misinformation. You will then try to contact the company that sold you your ‘free money from the Government’ pack and they will have either disappeared or will point you to the fine print where the conditions of refunds are so difficult to achieve that you will never get your money back.

Of course not all companies offering to assist you with obtaining federal government grants for women are scammers. To ensure you find a reputable one you should heed the following advice:

  • Be cautious of anyone who guarantees that you will get a grant, especially if they want paying up front for their service.
  • Check with the Better Business Bureau to see if they have received any complaints about the company you are thinking of signing up with.

Is It True? Is There Free Money Out There?

In short yes but your chances of being eligible are minute. Limitations will apply covering where you live, how much you earn and what you want the money for, just as examples. Most free Government grants for women are given for education, arts or scientific research.

Tracking down a Government grant for women is a lot more tricky than you may have been led to believe. There are plenty of companies out there trying to reel you into their scheme with the promise of free money. But the truth of the matter is that free government grant money is not that easy to come by and to find a grant suitable for you will take a lot of time, effort and research.

The good news is that you do not need to buy one of the books, CDs or courses being advertised to you as all the necessary information is freely available to you online, at your library or by calling the right people. If you don’t have the time to spend researching and compiling this information yourself, then these other resources may be useful to you.

Remember that if you do happen to find one of the federal grants for women suitable for your circumstances you still need to know how to go about applying, to offer yourself the best shot at success.


 

Government Grants For Women Starting A Business

If you have been researching what is available in the way of Government grants for women starting a business over the last few years, the chances are you will have come across some fancy seminars promising you great information. The testimonials sound great and the thought of free money from Government, pulls in entrepreneurs and would-be entrepreneurs, but this free money does not exist. If you listen carefully to the many testimonials you will not hear how the money was received. Most times this will have been via small business loans for women – a loan hardly being free money.

Seminars, software, books and all the other ways people are trying to relieve you of your money only contain information that is freely available online or in a public library.

Common sense should tell you that only perhaps close family will give you free money with no strings attached for you to begin your dream and start a for-profit business. If the Government did it, they would soon run out of money and be lynched by the taxpayers. So if you are looking for Government grants for women starting a small business that will be run for-profit you might as well stop now and move onto looking for loans. If you are wanting to run a non-profit organization that will benefit the public or local community you will have more luck.

Of course there is always a grain of truth to the ‘get free Government grants’ claim.

There are a few highly specific grants for women starting a business available which come with many restrictions. An example would be where the small business agrees to set up in a poor area to provide work for the local community.  Other opportunities arise where small businesses are trying to research promising new technologies. These are again very restrictive and tend to only be obtained by the technology geniuses amongst us. Finally in the unlikely event that your ‘business’ is a non-profit organization, then there may be some point to looking for a grant. Other than those, there are no Government grants for starting a business.

Most new businesses can be started with not too much money, say $5,000. Borrow from relatives or use your savings. You could even consider Government loans for women or other financial resources but don’t get caught up chasing the rainbow – concentrate on being an entrepreneur.

If on the other hand you have an established business there are some specialized Government grants available. If you search on the Government Grants website you will find the options available. If you find one of interest make sure you are eligible to apply from the details given before you waste your time filling in the application form.

Even when you do find a suitable Government business grant, it is not just a question of writing a letter and waiting for the check to come in the post. There will be many other people competing for the same grant, so you will have to win by being more suitable than the others. To do this you will need a well written proposal that covers what you hope to achieve with the money as well as a plan and a budget for how it will be spent.

If you are the successful recipient of the grant, the work may not end there as you may be required to send in details of your progress periodically to the funding agency. If you do not think you are capable of going through this process alone, there are professionals out there who specialize in getting Government grants for women starting a business who can guide you.